Terms of Service
Effective Date: Nov 22, 2025

Welcome to https://pennynilsen.com (the “Website”), owned and operated by First Choice Facilitation / Penny Nilsen (“we,” “us,” or “our”). By accessing or using the Website, you agree to be bound by these Terms of Service (“Terms”).

1. Use of the Website

You agree to:

Use the site legally and responsibly

Not interfere with site functionality

Not attempt unauthorized access or data extraction

Not copy or redistribute Website content without permission

2. Intellectual Property

All materials including:

Text

Graphics

Logos

Training materials

Downloads

Branding
are owned by us and protected by intellectual property law.

No rights are transferred to you except limited personal use unless separately licensed.

3. Purchases, Registrations & Payments

If purchasing services or workshops:

Fees must be paid in full unless otherwise stated

Taxes may apply

Refunds, if available, are at our discretion unless stated in a separate Refund Policy

Third-party payment processors manage financial data

4. Disclaimer of Warranties

The Website and Services are provided “as is” without guarantees. We do not warrant that:

Information is error-free

Services will be uninterrupted

Results are guaranteed

5. Limitation of Liability

To the fullest extent permitted by law:

We are not liable for indirect, incidental, or consequential damages

Total liability shall not exceed the amount paid in the 12 months prior to claim (or CAD $100 if none)

6. Third-Party Links

We may link to third-party sites; we are not responsible for:

Content

Privacy practices

Security policies

7. Termination

We reserve the right to:

Restrict access

Suspend accounts

Remove privileges
if users violate these Terms.

8. Governing Law

These Terms are governed by:

The laws of Saskatchewan

The laws of Canada applicable therein

Any disputes shall be resolved exclusively in Saskatchewan.

9. Changes to Terms

We may update these Terms at any time. Continued use indicates acceptance.

10. Contact Information

Questions about these Terms can be directed to:

First Choice Facilitation / Penny Nilsen
Email: [email protected]
Mailing Address: PO Box 961, Dalmeny, SK, S0K 1E0, Canada